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Does Insurance Pay If Floodwater Gets Inside a Home in the Hill Country?

Does Insurance Pay If Floodwater Gets Inside a Home in the Hill Country?

Short answer: A standard homeowners policy usually does not pay for rising floodwater from creeks, rivers, or surface runoff. Flood damage is typically covered only by a separate flood policy, such as one through the National Flood Insurance Program (NFIP) or a private flood insurer. Water entering through a storm-damaged roof or window may be […]

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